Credit injections are made when the customer is added as an authorized user of a credit account with good payment history, which allows him to “transfer” a reputable account to his own history. This is possible because the creditors will provide the credit companies with all the history of the credit account, which the authorized user receives. FICO® digests this newly added credit and recalculates your score with drastic improvements.
The issuing bank reports positive credit history, including account age, business line limit, and positive payment history to Experian, TransUnion, and / or Equifax.
Because the statement date for each credit injection is different, this posting window may vary, so we provide detailed information as soon as the order is completed.
Capital One, Bank of America, Discover, USAA and Navy Federal, U.S. Bank generally report to all 3 credit bureaus.
We guarantee the publication of the injections in at least 2 of the credit bureaus. We have no control over credit injection which reports faster to credit bureaus and does not guarantee publication with more than one credit bureau.
To increase the probability that they will appear in the 3 credit bureaus, a minimum of 3 injections should be purchased from 3 different banks.